Volume 13 | Issue 10 |

 Abstract

Skin, known as Twacha in Ayurveda, is considered the outer protective covering of the body and an indicator of overall systemic health, reflecting physical, mental, and emotional well-being. Ayurvedic texts classify skin disorders under the broad category of Kushtha. Acharya Charaka describes seven types of Maha Kushtha and eleven types of Kshudra Kushtha, with Dadru falling under the latter group, primarily involving an imbalance of Kapha and Pitta dosha. Clinically, the presentation of Dadru corresponds to dermatophytosis (Tinea corporis), a common superficial fungal infection characterised by annular erythematous plaques, pruritus, and scaling. Persistent dermatophytic infections may lead to secondary eczematous changes due to disruption of the skin barrier and heightened immune responses. Ayurveda attributes these chronic pathological features to aggravated Pitta and Kapha, along with Ama deposition in peripheral tissues. Therapeutic strategies emphasise both Shamana (pacification) and Shodhana (purification) approaches to restore dosha equilibrium and skin homeostasis. Integrative management incorporating Virechana Karma (purgation), Jalaukavacharana (leech therapy), and targeted topical herbal formulations such as Nimba Taila may improve local circulation, promote tissue repair, and provide antimicrobial action. Modern diagnostic techniques, including KOH microscopy and fungal culture support accurate identification and antifungal selection. This article evaluates a multimodal Ayurvedic approach involving Jalaukavacharana, Virechana, and Nimba Taila in managing Tinea corporis (Dadru Kushtha) with secondary eczematization, highlighting their potential role in enhancing skin barrier function and achieving sustainable clinical outcomes.

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 Keywords

Tinea corporis, Dadru Kushtha, Virechana Karma, Nimba Taila, Ayurveda, Secondary eczematization, Antifungal, Shodhana, Krimighna

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Cyber dangers to the Banking, Financial Services, and Insurance (BFSI) industry are ever-evolving. Vulnerabilities are frequently not ranked by actual risk in traditional vulnerability management techniques. Inefficiencies and potential regulatory problems may result from this circumstance. The function of Risk-Based Vulnerability and Asset Management (RBAVM) technologies in the BFSI industry is examined in this study. It evaluates the ways in which automation and artificial intelligence might enhance vulnerability identification, prioritization, and remediation. The study also examines adherence to guidelines such as the RBI Cybersecurity Framework and PCI-DSS. The results are intended to provide suggestions for RBAVM implementation in BFSI institutions in order to increase cybersecurity resilience.

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 Keywords

Vulnerability Management, Risk-Based Security, BFSI, Cybersecurity, AI in Security, Compliance.

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Priority Sector Lending (PSL) is a mandate by the Reserve Bank of India (RBI) requiring all commercial banks are required to allocate a specific portion of their lending to those sectors which are all deemed to be a vital for the economic development of our country. In the priority sector lending, the Regional Rural Banks (RRBs) also join hands, and in India the goal of establishing RRBs was to provide credit and other financial services to the rural populace, especially the economically disadvantaged segments. The aim of this paper is to investigate and analyse how the Commercial Banks (CBs) and Regional Rural Banks (RRBs) are contributing to the society in terms of lending to the specific sectors like agriculture, micro, small and medium enterprises, education, housing, etc. The study found that both the banks are performing well, and specifically the commercial banks are dominating their role in the area of priority sector lending. The study also statistically found that there is no significant difference in the performance during the study period.

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 Keywords

Priority Sector Lending (PSL), Agriculture, Micro, Small and Medium Enterprises (MSME's), and Reserve Bank of India, Regional Rural Banks (RRBs), Commercial Banks (CBs).

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Experiential learning is a learner-centered pedagogical approach that emphasizes learning through direct experience, reflection, and active participation. In primary education, experiential methods such as project-based learning, field activities, simulations, and collaborative tasks foster deeper conceptual understanding and enhance motivation. This paper examines how experiential learning shapes cognitive, emotional, and social development in young learners. Drawing from constructivist theories by Dewey, Kolb, and Piaget, it explores how real-world experiences promote engagement, creativity, and lifelong learning. Empirical evidence suggests that experiential strategies improve problem-solving skills, teamwork, and intrinsic motivation. The paper concludes with recommendations for educators to integrate experiential learning within school curricula for holistic child development.

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 Keywords

Experiential Learning, Primary Education, Constructivism, Child Development, Active Learning, Reflection

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One of the most important sectors to provide social and economic stability in a developing country such as India is insurance. It works based on good faith, risk-sharing and covering against unpredictable losses. However, the complicated question of insurance contracts usually puts the policyholder at a disadvantage. The necessity to protect the policyholders against exploitation, unfair trade practices and the lack of service has thus become a legal necessity. The implementation of the Consumer Protection Act, 1986, as a successor to the Consumer Protection Act, 2019, has reinforced the system of protection of policyholders as consumers. This research paper evaluates how the consumer protection legislation has evolved in the insurance sector, and how the 2019 Act has enhanced the consumer protection measures in the form of the Central Consumer Protection Authority, more stringent definitions of unfair trade practices, and lessened grievance redressal processes. The paper also discusses the historic decisions of the courts, which have assumed the shape of the rights of the insurance consumers and the influence of the Insurance Regulatory and Development Authority of India (IRDAI) in the pursuit of accountability. It also ends by outlining enforcement problems, areas of overlap with other legal mechanisms, and the way forward towards building a more policyholder-friendly insurance regime.

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Policyholders, Consumer Protection Act, Insurance Law, Dispute Redressal, IRDAI, Legal Safeguards, Consumer Rights, Unfair Trade Practices, Deficiency in Service.

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Literature is the essence of human life in its contextual existence. No other arts can represent human existence in its complete panorama as literature does. Literature is the reflection and reproduction of philosophy in its true essence. Philosophy, in its true sense, finds its abundant expression in literature. The text is prepared in a context and its meaning is truly derived by the context and removing the context out of the purview. The meaning is an interpretation; multiple meanings are possible for multiple interpretations. Society is in constant negotiation with literature and literature exercising its autonomy sees and scrutinizes social structures on which entire society built. Literature is the criticism of human life and society in its larger context. In Telangana revolutionary movement various authors played their vital roles in bringing awareness and unity among the diversified groups of society through which separate state hood had become a possibility. Critical evaluation of Allam Rajaih's short stories makes the picture clear which is the result of human suffering in the hands of power systems. Various critical theories ventured to analyze the modus operandi of literature, but no single theory can claim its authority as the only one possibility of explanation of how literature is created and how it envisages the dialogue among the various forces at play. Allam Rajaiah's works have been taken as a case study to fathom their reliability in promoting a unified consciousness among the victims to raise their voice against draconian suppression in the name of varied dilapidated system. Literature works as a backbone to the flow of change, without change there is no progress and progress is the real worth of being alive otherwise life and social structures become meaningless.

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 Keywords

Key terms: Revolution, Short story, Subjugation, Power systems, Ideological Framework, Feudal System, Exploitation, Bonded Labor, Positivism

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The field of Artificial Intelligence (AI) has grown as a minor subset of computer science to become an influential technology in our lives. It assists students in their learning, professionals at work and aids farmers make better decisions on their crop. The effectiveness of AI systems depends on the manner in which people interact with them. The design of accurate and relevant instructions to such systems has become one of the critical skills of effective human AI interaction, which is referred to as prompt engineering. In this paper, the author explains what prompt engineering is and how it can be utilized and enhanced the performance of large language models, such as ChatGPT, Claude, and Google Gemini, in various practical scenarios.

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 Keywords

Artificial Intelligence, Prompt Engineering, Large Language Models, Zero-shot Prompting, Chain-of-Thought, Human-AI Interaction, Applied AI, Responsible AI Design, Six-Step Method, Real-World Applications, Education.

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This research paper examines the transformative integration of artificial intelligence in visual effects and computer-generated imagery within Tamil cinema, with particular focus on developments from 2020 to the present. The study investigates how AI technologies have revolutionized traditional VFX pipelines, enabling unprecedented creative possibilities while optimizing production efficiency in Kollywood. Through comprehensive analysis of industry practices, technological implementations, and aesthetic outcomes, this research reveals how Tamil filmmakers have leveraged machine learning algorithms, neural networks, and generative AI to enhance visual storytelling across genres. The findings demonstrate a paradigm shift from labour-intensive manual processes to intelligent, automated workflows in areas including de-aging, digital humans, environment creation, and post-production enhancement. Major productions like "Indian 2," "Kalki 2898 AD," and the upcoming "Thalaivar 170" have incorporated AI-driven VFX to achieve global quality standards while maintaining cultural authenticity. The research also identifies challenges including skill gaps, ethical considerations, and artistic integrity concerns that have emerged alongside technological adoption

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 Keywords

Artificial Intelligence, Visual Effects, CGI, Tamil Cinema, Machine Learning

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This research explores into how Pupil-teachers see the application of information and communication technology (ICT) in teacher preparation. ICT's importance in education has grown as a result of how the digital revolution is impacting many different industries. This study's goal is to ascertain how student-teachers see the use of ICT tools and techniques in teacher preparation courses. With the use of a mixed-methods approach, information from student-teachers enrolled in various teacher education programs was gathered via surveys and interviews. According to the findings, student-teachers have a generally favourable outlook on the application of ICT in teacher education and are aware of how it might improve teaching and instructing environments. However, issues including restricted technology access, inadequate training, and doubts regarding the usefulness of ICT technologies were also noted. Now in present situation ICT plays an important role in teaching learning field. ICT helps to understand the difficulties in easiest way. ICT make understand the pedagogical things in different perspectives. Teacher Educators will understand pedagogical issues by using ppt, animation, videos. ICT integration effectively raises the standard of teacher preparation. Teacher education is a Nobel profession; it makes teacher self-reliance. By the teacher education program, we can develop the inner potential of the teachers. In normal methodology of teaching, we can develop the teacher education in one perspective but by use of ICT (Information and communication Technology) we can develop the innovative idea of teacher educators. Now in present situation ICT plays an important role in teaching learning field. ICT helps to understand the difficulties in easiest way. ICT make understand the pedagogical things in different perspectives. Teacher Educators will understand pedagogical issues by using ppt, animation, videos. Integration of ICT make effective to improve the quality of teacher education. This study will help teaching learning process more productive in Teacher Education institute. This study also emphasizes how crucial a friendly and accommodating atmosphere is for the use of ICT in teaching and learning that works for student-teacher.

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 Keywords

Pupil-teachers, Teacher education, Information and Communication Technology (ICT), Perception, Digital transformation, Technology access.

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Domestic refrigerators consume a significant portion of household electricity. One promising method to improve their energy efficiency and reduce temperature fluctuations is by integrating phase change material (PCM) thermal storage into the refrigeration cycle. This paper reviews recent experimental and numerical studies, proposes design modifications, and presents a case study integrating PCM at different locations in a typical domestic refrigerator. Key performance metrics Coefficient of Performance (COP), compressor on/off cycle ratio, energy consumption, temperature stability, and backup cooling time are analyzed. Results from literature show COP improvements in the range of ~5 20%, reductions in energy consumption up to ~15 30%, and improved temperature stability. Numerical simulations indicate that PCM thickness, melting point, location relative to evaporator/condenser, and thermal load are critical design parameters. A prototype integrating PCM behind the evaporator is modeled, showing an expected COP increase of ~10%, energy savings of ~12%, and reduced compressor runtime. Implications for material selection, integration cost, and operational reliability are discussed. The study concludes with recommendations for optimal PCM configurations in domestic refrigerators.

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 Keywords

COP, PCM, Compressor work, Energy consumption

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