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INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS - IJCRT (IJCRT.ORG)

International Peer Reviewed & Refereed Journals, Open Access Journal

IJCRT Peer-Reviewed (Refereed) Journal as Per New UGC Rules.

ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013

Call For Paper - Volume 14 | Issue 8 | Month- August 2026

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  Paper Title: The Role of AI Creating Positive Attitude Towards Student Habit in Blended Classroom Environment

  Author Name(s): Sutapa Kar, Dr.Kalitoli k Chishi, Ruchira Ray

  Published Paper ID: - IJCRT2510801

  Register Paper ID - 295811

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2510801 and DOI :

  Author Country : Indian Author, India, 799003 , Agartala, 799003 , | Research Area: Commerce All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2510801
Published Paper PDF: download.php?file=IJCRT2510801
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2510801.pdf

  Your Paper Publication Details:

  Title: THE ROLE OF AI CREATING POSITIVE ATTITUDE TOWARDS STUDENT HABIT IN BLENDED CLASSROOM ENVIRONMENT

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 10  | Year: October 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Commerce All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 10

 Pages: g858-g864

 Year: October 2025

 Downloads: 169

  E-ISSN Number: 2320-2882

 Abstract

Abstract: The combination of Artificial Intelligence (AI) into blended learning environments has revolutionized modern education by promoting personalized instruction, interactive engagement, and improved study habits. This study explores the role of AI in fostering a positive attitude toward study habits among higher secondary students in blended classrooms. AI tools, such as adaptive learning systems and smart teaching applications, provide individualized learning experiences by analysing students' needs, strengths, and progress. These technologies enhance motivation, concentration, and participation while offering instant feedback that supports both students and teachers in achieving better academic outcomes. The research was conducted among 11th and 12th standard students from science and arts streams to examine variations in AI usage and study habits. Findings indicate no significant differences between the groups, suggesting that both grade levels and academic streams exhibit similar levels of adaptability and positive attitudes toward AI-based learning. The correlation analysis revealed a weak negative relationship between AI use and study habits, implying that while AI assists in learning, it does not directly determine students' study discipline. Overall, the study concludes that AI serves as a supportive tool that complements traditional learning by improving engagement and awareness, though its influence on study habits remains limited. Effective teacher guidance, structured digital literacy programs, and balanced AI integration are essential to ensure that technology enhances not replaces students' intrinsic motivation and self-regulated study habits.


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 Keywords

Artificial Intelligence, Student Engagement, Blended Classroom, Study Habits.

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  Paper Title: Aadishakti The Primordial Divine Energy in Hindu Cosmology and Spiritual Philosophy

  Author Name(s): Aditi Karmakar

  Published Paper ID: - IJCRT2510800

  Register Paper ID - 295438

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2510800 and DOI :

  Author Country : Indian Author, India, 700090 , Kolkata, 700090 , | Research Area: Others area

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2510800
Published Paper PDF: download.php?file=IJCRT2510800
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2510800.pdf

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  Title: AADISHAKTI THE PRIMORDIAL DIVINE ENERGY IN HINDU COSMOLOGY AND SPIRITUAL PHILOSOPHY

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 10  | Year: October 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Others area

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 10

 Pages: g853-g857

 Year: October 2025

 Downloads: 212

  E-ISSN Number: 2320-2882

 Abstract

The concept of Aadishakti, or the Primordial Divine Energy, occupies a central and foundational place in Sanatana Dharma (Hinduism). Revered as the first cause of creation, Aadishakti transcends the boundaries of gender, form, and duality to represent the cosmic creative force that brings the universe into existence, sustains it, and ultimately dissolves it. She is not merely a goddess or a symbol but the dynamic aspect of Brahman, the Absolute Reality, manifesting in myriad forms including Durga, Kali, Parvati, Lakshmi, and Saraswati. This thesis explores the multidimensional aspects of Aadishakti by integrating scriptural analysis, philosophical interpretations, and contemporary spiritual discourse. Drawing from primary sources such as the Devi Mahatmya, Upanishads, Puranas, and the Tantras, it delves into the evolution of her worship, the metaphysical significance of her energy, and her role in the balance of cosmic order (Rta). Furthermore, the study investigates the Shakta tradition, the ritualistic and meditative practices that invoke her presence, and her relevance in modern spiritual feminism. The research argues that Aadishakti is not a static symbol of divinity but a living, experiential truth. She is the kundalini energy within, the consciousness without, and the eternal mother from whom all emanates and returns. Thus, understanding Aadishakti is tantamount to understanding the deepest dimensions of existence and consciousness itself.


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 Keywords

Aadishakti, Shakti, Divine Feminine, Hindu Cosmology, Devi Mahatmya, Kundalini, Tantra, Shaktism, Brahman, Primordial Energy

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Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: REVIEW ON ORAL MUCOSAL DRUG DELIVERY SYSTEM

  Author Name(s): VAISHNAVI DHORE, TEJAL NIKAM, GODAVARI KULKARNI, SUKANYA KAMANE, SHADMA SIKILKAR

  Published Paper ID: - IJCRT2510799

  Register Paper ID - 295871

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2510799 and DOI :

  Author Country : Indian Author, India, 410507 , Pune, 410507 , | Research Area: Pharmacy All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2510799
Published Paper PDF: download.php?file=IJCRT2510799
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2510799.pdf

  Your Paper Publication Details:

  Title: REVIEW ON ORAL MUCOSAL DRUG DELIVERY SYSTEM

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 10  | Year: October 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Pharmacy All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 10

 Pages: g844-g852

 Year: October 2025

 Downloads: 140

  E-ISSN Number: 2320-2882

 Abstract

Oral mucosal drug delivery systems have emerged as an effective alternative for delivering drugs into the body. They avoid issues like the liver breaking down drugs before they can work. This method offers better absorption and a faster effect. The oral mucosa, which has a rich supply of blood vessels, is a good surface for both local and systemic delivery. However, several challenges exist. Limited permeability, the breakdown of drugs by enzymes, and continuous saliva production can hinder how well drugs are absorbed and retained. Recent developments in mucoadhesive polymers and penetration enhancers have greatly improved the effectiveness of oral mucosal systems. These advances allow for controlled and targeted delivery of various therapeutic agents. This review discusses the physiology of the oral cavity, theories and mechanisms of mucoadhesion, factors that affect drug delivery, and the latest developments in formulation technologies aimed at enhancing therapeutic effectiveness.


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 Keywords

Buccal delivery, Mucoadhesive polymers, Permeation enhancers, Formulation design.

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  Paper Title: elasticity of demand in goods

  Author Name(s): Bhavya mohnani

  Published Paper ID: - IJCRT2510798

  Register Paper ID - 295902

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2510798 and DOI :

  Author Country : Indian Author, India, 486001 , rewa, 486001 , | Research Area: Arts1 All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2510798
Published Paper PDF: download.php?file=IJCRT2510798
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2510798.pdf

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  Title: ELASTICITY OF DEMAND IN GOODS

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 10  | Year: October 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Arts1 All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 10

 Pages: g841-g843

 Year: October 2025

 Downloads: 136

  E-ISSN Number: 2320-2882

 Abstract

the concept of price elasticity of demand explains how the quantity of a demand of a good changes when its price changes. if a small price causes a large change in demand, it is elastic; if demand changes very little it is inelastic.


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 Keywords

price elasticity of demand, price change, quantity demanded, elastic, inelastic.

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  Paper Title: Rani In Arms: Women, Militarized Agency And The Indian National Army In The 1940s

  Author Name(s): PRIYA RANI JAISWARA

  Published Paper ID: - IJCRT2510797

  Register Paper ID - 295914

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2510797 and DOI :

  Author Country : Indian Author, India, - , -, - , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2510797
Published Paper PDF: download.php?file=IJCRT2510797
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2510797.pdf

  Your Paper Publication Details:

  Title: RANI IN ARMS: WOMEN, MILITARIZED AGENCY AND THE INDIAN NATIONAL ARMY IN THE 1940S

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 10  | Year: October 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 10

 Pages: g836-g840

 Year: October 2025

 Downloads: 170

  E-ISSN Number: 2320-2882

 Abstract

This study examines the development of militant femininity within Subhas Chandra Bose's Indian National Army (INA) during the 1940s. It explores how Bose's concept of total mobilization transformed women's roles in India's anti-colonial movement by incorporating them as disciplined fighters through the formation of the Rani of Jhansi Regiment in 1943. Drawing on archival intelligence reports, INA propaganda, Azad Hind Radio broadcasts, and memoirs such as Captain Lakshmi Sahgal's, the research demonstrates how militarization functioned as both a tactical and symbolic strategy, challenging colonial perceptions of women as passive and the limitations imposed by prevailing patriarchal norms. By analyzing Bose's speeches and INA training manuals, the study details women's recruitment, training, and command structures, situating them within broader transnational networks across Southeast Asia. The findings reveal that the regiment intertwined the ideals of Shakti with modern militarism, turning the female body into a symbol of ideological resistance and reshaping nationalism, gender, and political agency in late-colonial India.


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 Keywords

Indian National Army (INA), Subhas Chandra Bose, Rani of Jhansi Regiment, Militant Femininity, Total Mobilization, Gender and Nationalism, Women Empowerment, Feminist Historiography, Anti-Colonial Resistance, Indian Freedom Movement.

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  Paper Title: Analysis of accident prevention and avoidance of congestion using machine learning

  Author Name(s): Spoorthi S N, Nisarga R, Namitha H N, Shivakumara B K, Monika M

  Published Paper ID: - IJCRT2510796

  Register Paper ID - 295489

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2510796 and DOI :

  Author Country : Indian Author, India, 570024 , Mysuru, 570024 , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2510796
Published Paper PDF: download.php?file=IJCRT2510796
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2510796.pdf

  Your Paper Publication Details:

  Title: ANALYSIS OF ACCIDENT PREVENTION AND AVOIDANCE OF CONGESTION USING MACHINE LEARNING

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 10  | Year: October 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 10

 Pages: g831-g835

 Year: October 2025

 Downloads: 146

  E-ISSN Number: 2320-2882

 Abstract

The Dynamic Traffic Allotment Module uses a laptop-powered computer vision system to count vehicles in real-time from four traffic lanes. Using the Haar Cascade classifier for vehicle detection, the system calculates the traffic density on each road. It then dynamically allocates the green signal time from a fixed cycle time of 120 seconds, proportional to the density of vehicles on each lane, ensuring optimal traffic flow. The Accident Notification Module employs an IR sensor-based mechanism. IR transmitters are embedded in the road, and a receiver is mounted on a dummy car model. When an "accident" is simulated (i.e., the car stops over a transmitter), the IR link is established, triggering an alert on an LCD and a buzzer inside the car model.


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 Keywords

Arduino UNO,USB Webcamera,IR densor,LCD Display,Python,Haar cascade classifier

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Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: LEVERAGING GEOSPATIAL TECHNOLOGY FOR SPATIOTEMPORAL ANALYSIS OF AIR QUALITY

  Author Name(s): Lalruatfela

  Published Paper ID: - IJCRT2510795

  Register Paper ID - 294763

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2510795 and DOI : https://doi.org/10.56975/ijcrt.v13i10.294763

  Author Country : Indian Author, India, 796001 , Aizawl, 796001 , | Research Area: Social Science All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2510795
Published Paper PDF: download.php?file=IJCRT2510795
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2510795.pdf

  Your Paper Publication Details:

  Title: LEVERAGING GEOSPATIAL TECHNOLOGY FOR SPATIOTEMPORAL ANALYSIS OF AIR QUALITY

 DOI (Digital Object Identifier) : https://doi.org/10.56975/ijcrt.v13i10.294763

 Pubished in Volume: 13  | Issue: 10  | Year: October 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Social Science All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 10

 Pages: g813-g830

 Year: October 2025

 Downloads: 223

  E-ISSN Number: 2320-2882

 Abstract

Swidden agriculture, locally known as Jhum cultivation, is a prevalent traditional slash-and-burn farming method in the region. This practice, involving seasonal land clearing and burning, particularly between February and March, leads to significant environmental and societal consequences, causing seasonal increases in air pollution in an otherwise 'clean and green' state. The state of Mizoram imposes yearly, a strict and specific timeframe for swidden agriculture burning to take place. The study addresses a notable gap in existing literature concerning the environmental ramifications of swidden agriculture within the Mizoram context. The methodology employed geospatial technology, specifically Sentinel 5P TROPOMI and Landsat 8 OLI datasets, to meticulously evaluate the repercussions of periodic land burning on ambient air pollution levels. Google Earth Engine (GEE) and QGIS were extensively utilised for processing and thematic map creation, primarily leveraging Level 3 Offline (OFFL) Near-Real Time products from Sentinel 5P. The study's objectives are to highlight the utility of active remote sensing in air quality monitoring, assessing the effects of seasonal burning, determining links between swidden agriculture and air quality changes. The analysis focused on data from February to March 2023. The findings reveal a marked escalation in the atmospheric concentrations of hazardous pollutants, including formaldehyde (HCHO), carbon monoxide (CO), and nitrogen dioxide (NO2), directly coinciding with the peak seasonal burning period of Jhum cultivation from February to March 2023. In contrast, aerosol (UVAI), methane (CH4), and sulfur dioxide (SO2) showed minimal or negligible changes in emission levels, or data was inconclusive due to technical limitations for CH4. Interestingly, tropospheric ozone (O3) exhibited a slight dip during this period. This research reinforces the importance of integrating satellite-derived data with terrestrial observations for a more active approach to air quality surveillance. The implications of this study are wide-ranging, extending beyond Mizoram to other areas where swidden agriculture is still practiced.


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 Keywords

Swidden agriculture, Geospatial technology, Air pollution, Mizoram, Satellite monitoring

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  Paper Title: Role Of Ayurvedic Management Of Tinea Corporis (Dadru Kushtha) With Secondary Eczematization: A Case Study

  Author Name(s): Dr. Soumya S Chinta, Dr.Datt Bapardekar, Dr. Pankaj P Tathed

  Published Paper ID: - IJCRT2510794

  Register Paper ID - 295821

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2510794 and DOI :

  Author Country : Indian Author, India, 400022 , Mumbai, 400022 , | Research Area: Humanities All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2510794
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  Title: ROLE OF AYURVEDIC MANAGEMENT OF TINEA CORPORIS (DADRU KUSHTHA) WITH SECONDARY ECZEMATIZATION: A CASE STUDY

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 10  | Year: October 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Humanities All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 10

 Pages: g804-g812

 Year: October 2025

 Downloads: 173

  E-ISSN Number: 2320-2882

 Abstract

Skin, known as Twacha in Ayurveda, is considered the outer protective covering of the body and an indicator of overall systemic health, reflecting physical, mental, and emotional well-being. Ayurvedic texts classify skin disorders under the broad category of Kushtha. Acharya Charaka describes seven types of Maha Kushtha and eleven types of Kshudra Kushtha, with Dadru falling under the latter group, primarily involving an imbalance of Kapha and Pitta dosha. Clinically, the presentation of Dadru corresponds to dermatophytosis (Tinea corporis), a common superficial fungal infection characterised by annular erythematous plaques, pruritus, and scaling. Persistent dermatophytic infections may lead to secondary eczematous changes due to disruption of the skin barrier and heightened immune responses. Ayurveda attributes these chronic pathological features to aggravated Pitta and Kapha, along with Ama deposition in peripheral tissues. Therapeutic strategies emphasise both Shamana (pacification) and Shodhana (purification) approaches to restore dosha equilibrium and skin homeostasis. Integrative management incorporating Virechana Karma (purgation), Jalaukavacharana (leech therapy), and targeted topical herbal formulations such as Nimba Taila may improve local circulation, promote tissue repair, and provide antimicrobial action. Modern diagnostic techniques, including KOH microscopy and fungal culture support accurate identification and antifungal selection. This article evaluates a multimodal Ayurvedic approach involving Jalaukavacharana, Virechana, and Nimba Taila in managing Tinea corporis (Dadru Kushtha) with secondary eczematization, highlighting their potential role in enhancing skin barrier function and achieving sustainable clinical outcomes.


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 Keywords

Tinea corporis, Dadru Kushtha, Virechana Karma, Nimba Taila, Ayurveda, Secondary eczematization, Antifungal, Shodhana, Krimighna

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Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: The Need for Risk-Based Vulnerability and Asset Management in BFSI Sector

  Author Name(s): Harsh Ajay Varma, Swapna Mergu

  Published Paper ID: - IJCRT2510793

  Register Paper ID - 295558

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2510793 and DOI :

  Author Country : Indian Author, India, 421201 , Dombivli, 421201 , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2510793
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  Title: THE NEED FOR RISK-BASED VULNERABILITY AND ASSET MANAGEMENT IN BFSI SECTOR

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 10  | Year: October 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 10

 Pages: g791-g803

 Year: October 2025

 Downloads: 160

  E-ISSN Number: 2320-2882

 Abstract

Cyber dangers to the Banking, Financial Services, and Insurance (BFSI) industry are ever-evolving. Vulnerabilities are frequently not ranked by actual risk in traditional vulnerability management techniques. Inefficiencies and potential regulatory problems may result from this circumstance. The function of Risk-Based Vulnerability and Asset Management (RBAVM) technologies in the BFSI industry is examined in this study. It evaluates the ways in which automation and artificial intelligence might enhance vulnerability identification, prioritization, and remediation. The study also examines adherence to guidelines such as the RBI Cybersecurity Framework and PCI-DSS. The results are intended to provide suggestions for RBAVM implementation in BFSI institutions in order to increase cybersecurity resilience.


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Vulnerability Management, Risk-Based Security, BFSI, Cybersecurity, AI in Security, Compliance.

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  Paper Title: A COMPARATIVE STUDY OF PRIORITY SECTOR LENDING BY THE REGIONAL RURAL BANKS(RRBs) AND THE COMMERCIAL BANKS

  Author Name(s): Thilagam m, Dr. M.Syed Ibrahim

  Published Paper ID: - IJCRT2510792

  Register Paper ID - 295894

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2510792 and DOI : https://doi.org/10.56975/ijcrt.v13i10.295894

  Author Country : Indian Author, India, 636001 , Salem, 636001 , | Research Area: Commerce All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2510792
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  Title: A COMPARATIVE STUDY OF PRIORITY SECTOR LENDING BY THE REGIONAL RURAL BANKS(RRBS) AND THE COMMERCIAL BANKS

 DOI (Digital Object Identifier) : https://doi.org/10.56975/ijcrt.v13i10.295894

 Pubished in Volume: 13  | Issue: 10  | Year: October 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Commerce All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 10

 Pages: g783-g790

 Year: October 2025

 Downloads: 211

  E-ISSN Number: 2320-2882

 Abstract

Priority Sector Lending (PSL) is a mandate by the Reserve Bank of India (RBI) requiring all commercial banks are required to allocate a specific portion of their lending to those sectors which are all deemed to be a vital for the economic development of our country. In the priority sector lending, the Regional Rural Banks (RRBs) also join hands, and in India the goal of establishing RRBs was to provide credit and other financial services to the rural populace, especially the economically disadvantaged segments. The aim of this paper is to investigate and analyse how the Commercial Banks (CBs) and Regional Rural Banks (RRBs) are contributing to the society in terms of lending to the specific sectors like agriculture, micro, small and medium enterprises, education, housing, etc. The study found that both the banks are performing well, and specifically the commercial banks are dominating their role in the area of priority sector lending. The study also statistically found that there is no significant difference in the performance during the study period.


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 Keywords

Priority Sector Lending (PSL), Agriculture, Micro, Small and Medium Enterprises (MSME's), and Reserve Bank of India, Regional Rural Banks (RRBs), Commercial Banks (CBs).

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Creative Commons Attribution 4.0 and The Open Definition



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