Volume 8 | Issue 8 |

 Abstract

Introduction: The term �bad faith� is commonly understood as a breach of the implied duty of good faith and fair dealing recognized in insurance contracts due to the �special relationship� between an insured and an insurer. Breach of this common law duty, although based in contract, is recognized as a tort under Texas law. Unfortunately, the implied duty of good faith and fair dealing is not reciprocal. However, there is another �good faith� doctrine to be aware of. The doctrine of Uberrimae fidei, or �utmost good faith.� As set forth below, this heightened duty � which goes beyond the duty of disclosure � may be necessary given the difficulty in proving the insured had an �intent to deceive� when providing false statements on an insurance application. Uberrimae fidei�s harsh penalty of voiding the policy should also deter insured�s from withholding information from an insurance carrier or carelessly completing an insurance application. Objectives: The objectives of the paper are to describe the utmost good faith before and under marine insurance act and to describe the Does Texas Recognize the Duty of Utmost Good Faith. Methodology: To fulfill this objectives researcher adopted is a doctrinal form and the author has referred secondary sources in doing the research analysis. Conclusion: It is clear, therefore, that whilst utmost good faith is making some contribution to fairness, the duty is not reaching its full or intended potential. It has served as a launching pad for industry-driven enunciations of best practice which are moving towards procedural fairness. However, utmost good faith has done little to improve substantive unfairness in policy terms. To a large extent, insurers are constricted in the exercise of their discretion regarding reinsurance, underwriting and out of date policy definitions in legacy products, and reform is needed to enable insurers to act in a way that delivers fair outcomes.

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 Keywords

utmost good faith, Insurance, law, Uberrimae fidei�s, Etc

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Digitalization in the corporate world refers to the amalgamation of new digital technologies and its impact on our daily life. As a result of technological advancement, we now can triumph over traditional obstacles forced on the employees and their families like geographical differences, barrier of time and access to infrastructure, networks, and services. The reality of digitalization�s impact on balancing work and home should be flexible and freedom approach, when managed appropriately. Work life balance is an evolving issue in the enlarging Indian economy. Balancing the work and family commitments is a growing concern for contemporary employees and organizations. Work-life balance in the digital world is no longer clearly defined and separated. It is crucial that employers find ways to connect and integrate the two. Digitalization�s influence on balancing work and home should be valuable for flexibility and freedom, when managed appropriately. Digitalization is increasingly catching eyes of one and all with direct impact on improved work approaches such as telecommuting enabling geographically distributed teams, which are working online and collaborating, and even forming virtual companies in entirety. This means that corporate and IT employees alike are empowered with newfound liberty that also brings in lack of restrictions and flexibility to work and collaborate. The purpose of this study is to find out the impact of digitalization in all aspects of workplace environment and working lifestyle of the employees in Information Technology based organizations. Analysis of primary data collected from corporate employees is done to know the impact of digital world on productivity, destress etc. This study establishes a qualitative but symbiotic relationship between the various digitalization tools that are factored by the IT employees and the IT companies in a similar way which turns in a win-win situation for both the parties.

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 Keywords

Digitalization, Work Life Balance, HR Policies, Employee Engagement, Organizational culture, Leadership.

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

The lockdown which was implemented due to this COVID-19 pandemic has affected many sections of the people and one of the severely affected groups are the migrant workers who usually moves into the another states for their jobs. They were in a vulnerable condition as they were unable to return home initially as the lockdown was announced suddenly and in the working area also they cannot live for a long period as there were no proper food and shelter and even no work. It was observed that at the beginning period of lockdown many workers having children with them have decided to return back by foot as the were no alternative way and some of them had died in the street for walking a long distance without proper food and water. In this backdrop this paper attempts to overview the poor condition of these workers and has mentioned some steps taken by the government for their relief.

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 Keywords

COVID-19 pandemic , Migrant workers, Lockdown

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Creative Commons Attribution 4.0 and The Open Definition

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Abstract Entrepreneurship plays an influential role in the economic development of any nation. It is a vehicle to improve the quality of life, especially for those people who are living in rural areas where resources are either in raw crude form or in under-developed condition, the application of which is often very tough and challenging. Despite these challenges, most of the rural entrepreneurs can use their rustic innovative talent to succeed. In our country, 70-80% people live in rural areas and most of them are dependent directly or indirectly on either agriculture, fishery, animal husbandry or rural wage labour associated with plantations and ranches. Alongside, the also perform other ancillary activities linked to rural development. The entrepreneurship development programmes can be very useful to provide better opportunity to rural masses for improving their living standard. Entrepreneurship can also control migration to urban areas. The present paper is an attempt to highlight the role of rural entrepreneurs in a tough and challenging environment. The study will be based on secondary data only and will be limited to the rural entrepreneurship and improving the Rural Entrepreneurship Ecosystem.

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Keywords: Rural Entrepreneurs, Rural Development, Role of rural Entrepreneurs, Challenges and opportunities.

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 Abstract

A case study accidentally found the incidence of Pathogenic Staphylococcus aureus in ready to eat / ready to cook fishery products. Coagulase positive S aureus was detected in fish pickles. Methicillin Resistant S aureus was detected in 24% of fishery products. Hence the isolation of potentially pathogenic S aureus isolates from fishery products indicates risk to consumers; screening of prevalence, pathogenicity potential and antibiotic resistance is essential to implement control measures. This is a serious public health risk and highlights the need to implement good hygienic practices. These findings emphasize the need to presence of S aureus strains and Staphylococcal enterotoxin production in foods.

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 Keywords

Staphylococcus aureus (S aureus), Coagulase positive Staphylococcus aureus (CPS)

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Rectovaginal fistulas have a multitude of causes and it is well known that obstetric and gynecological problem. A rectovaginal fistula is an abnormal connection between the lower portion of large intestine ,rectum and vagina. Bowel contents can leak through the fistula, allowing gas or stool to pass through the vaginal causing fecal incontinence. Also other symptoms can be foul smelling vaginal discharge, recurrent urinary tract infections etc. The common causes of RVF can be injury during childbirth, complication following surgery in the pelvic area, Crohn's disease or Inflammatory Bowel Disease

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RVF,

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Creative Commons Attribution 4.0 and The Open Definition

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It is said that �Women were created from the rib of man...near to his heart to beloved by him� (Testament). Does woman being loved by man throughout her life at any age unconditionally? If not, what are those conditions to be fulfilled by woman � are a few rhetorical questions which the protagonist Roberta asks in �Labor Day Dinner� from the anthology of The Moons of Jupiter (MOJ). How insecure a middle aged woman feels in a relationship can be experienced in this story. Alice Munro, Canadian writer who is also a Nobel laureate subtly depicts the middle aged woman craving for her man. She delicately presents the emotional pain in the process of craving and as a way out of finds contentment realizing the natural process of aging.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Middle age, Craving, Contentment, Emotional pain, Unconditional

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

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Creative Commons Attribution 4.0 and The Open Definition

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Digital marketing, Social media, Consumer, SEO,

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Creative Commons Attribution 4.0 and The Open Definition

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Employee motivation is the key factor to boost up the function of an organization. In the globalization phase, every company needs to sustain in the fierce competitive market. Employees are main factors to manifest the business goals into reality. Therefore, in today's world every organization tries to manage their human resource department to keep their employees motivated. In that context some of the management theories have been practicing by them. Business function or their performance in the market can be evaluated by assess the level of motivation of employees. Motivation can play a lead role to get the professional milestone in each financial year in less effort manner.

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 Keywords

Employees, Globalisation, Governance and Motivation.

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Lobular capillary hemangioma is a benign vascular tumor. We are presenting two cases of lobular capillary hemangioma. Both the patients presented with recurrent episodes of epistaxis. After proper workup and pre anesthetic check up both the patient taken for the excision biopsy and the excised mass was send for the histopathological examination. There are various treatment modalities for the same, of all surgical excision remains the primary form of treatment. For massive lesions, preoperative embolization can also be utilized. Recently laser therapy, cryotherapy and sclerosing agents are also being evaluated.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Lobular capillary hemangioma, pyogenic granuloma

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Creative Commons Attribution 4.0 and The Open Definition