Volume 11 | Issue 7 |

 Abstract

COVID-19 has had a very unusually negative influence on global banking. In the last twenty-four years, India has had its worst financial period. This empirical study focuses on COVID-19's effects on stock markets with a particular focus on NIFTY banks. The research in the paper makes use of secondary data, which was mostly gathered from the NSE and BSE official websites. By dividing the period into pre-COVID-19 and during COVID-19, the closing price of the shares of these banks has been used for the calculation from the period of October 2019 to July 2020, and a comparison study is done to know the impact using Annualized standard deviation measure. The results show the effect on the share prices of Nifty banks.

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 Keywords

COVID-19, Stock market, Nifty banks, Shares.

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This paper aims to study sexuality as a concept depicted in novels or narratives as primarily dominated by men and only lent to women or people who don't identify as a part of the two ends of the conventional gender binary. Three texts that the paper will explore are Giovanni's Room by James Baldwin, excerpts from Plato's Symposium and The Mothers of Maya Diip written by Suniti Namjoshi. All the three texts delve into the concept of sexuality from different perspectives and explore multiple contexts of sexuality while trying to represent it vividly through the stories the novels they seek to tell. The paper will develop on the concepts of representation of sexuality and gender, changes in these representations over the years and the dominance of masculinity/ the male perspective even in texts of queer literature on sexuality, marginalizing women and people who identify as any other gender not restricted by the binary.

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 Keywords

Eros, Sexuality, Literature, Queerness, Symposium

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Abstract: Argumentation is a prevalent aspect of our daily lives, and it also holds significant importance in fields such as philosophy and medical science. This paper aims to explore the process of argumentation, its necessity, and its outcomes. Additionally, it will delve into why philosophical schools engage in argumentation from a specific philosophical perspective. Argumentation can be categorised into three types: v?da, jalpa, and vita?d?. The distinct characteristics of each type of kath? (discourse) will be examined. Within argumentation, the concepts of pak?a (proposition) and pratipak?a (counter-proposition) play vital roles. This paper will not only discuss their roles in the context of philosophy but also explore their relevance in other domains. Overall, this paper seeks to provide insights into the various facets of argumentation, shedding light on its importance and applications in different areas of knowledge.

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 Keywords

Keywords: - v?da, jalpa, vita?d?, pak?a, pratipak?a, kath?.

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This research paper aims to explore the role of microfinance in promoting financial inclusion, poverty alleviation, and economic development. Through a comprehensive review of existing literature and an empirical analysis of relevant data, the study will assess the effectiveness of microfinance initiatives in providing access to financial services for the underserved and marginalised populations.. Financial inclusion plays a vital role in driving social and economic advancement in developing nations. At the micro level, it enables impoverished households and small businesses to generate income, accumulate assets, maintain stable consumption patterns, and effectively manage risks. Moreover, an inclusive financial system empowers governments to execute social policies more efficiently in critical areas like education and healthcare by enabling targeted financial transfers. In rural India, women from impoverished backgrounds face limited access to institutional credit due to the high administrative costs and lending risks associated with small loans. To address this issue, microfinance has been adopted as a solution. The research will also examine the socio-economic outcomes of microfinance interventions and their potential to empower individuals and communities in low-income regions This study also aims to analyse the role of microfinance in fostering financial inclusion within this context.

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microfinance , financial Inclusion , socio- economic empowerment.

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Abstract : It is interesting to note that natural resources had been stored virtually untouched in the Earth for millions of years. But since the start of the industrial revolution vast amounts of these resources had been exploited within a period of just a couple of hundreds of years at unimaginable rates, with all the waste from this exploitation going straight in the environment (air, water, land) and seriously damaging its natural processes. Although pollution had been known to exist for a very long time (at least since people started using fire thousands of years ago), it had seen the growth of truly global proportions only since the onset of the industrial revolution during the 19th century. Environmental degradation in India has been caused by a variety of social, economic, institutional and technological factors. Rapidly growing population, urbanization and industrial activities have all resulted in considerable deterioration in the quality and sustainability of the environment. Environmental ethics have also formed an inherent part of Indian religious precepts and philosophy. The importance of Judiciary in a democratic setup for protection of life and personal rights can hardly be overestimated. India has a highly developed judicial system with the Supreme Court having plenary powers to make any order for doing complete justice in any cause or matter and a mandate in the Constitution, to all authorities, Civil and Judicial, in the territory of India to act in aide of the Supreme Court. The scope of Writ Jurisdiction of the High Courts is wiser than traditionally understood and the judiciary is separate and independent of the executive to ensure impartiality in administration of justice.

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Index Terms : Environmental degradation, urbanization, Constitutional Provisions

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Generally renewable energy resources are getting combined through DC micro grids towards distributes reliable electrical energy through enhancing structure productivity and essential price saving in the best way. Here the suggested Improved SEPIC converter is designed based on the traditional SEPIC through a boost-up module. In this research work, closed loop control of Improved SEPIC Converter for DC micro grid is also analysed and achieved simulation results of continuous output current, output voltage stability in improved manner through reducing the peak over shoot of output voltage wave form comparing through the open loop control of Improved SEPIC Converter by the application of PSIM software.

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Improved SEPIC Converter (MSC), closed loop control of MSC, Improved PI Regulator, DC micro grids, DC loads

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The effect of the Goods and Services Tax (GST) on India's GDP is examined in this article. The introduction of GST in 2017 sought to simplify the indirect tax structure, get rid of tax cascading, and lower prices for customers. GST has consistently produced large tax income despite initial difficulties, such as the COVID-19 epidemic. To comprehend the implications of GST on the cost of services in India, the study reads pertinent literature and analyses secondary data. It draws attention to the uniformity of taxes, tax rates, and potential price changes for various services. The article also covers the difficulties encountered during the transition phase and the effects of GST on particular services.The findings imply that while certain services may have seen cost reductions as a result of input tax credits, others may have initially struggled. However, the long-term goal of the GST framework is to establish a simpler, more effective tax system. The article's conclusion is that GST has significantly altered the tax code, increased compliance, and helped create a more open and formalised economy. Positive effects on India's GDP are anticipated, with the potential to strengthen India's position in both domestic and global markets, raise the tax-to-GDP ratio, and assist in containing inflation.

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GST, GDP, Covid-19

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Creative Commons Attribution 4.0 and The Open Definition

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AI is one of the important areas of computer/data science allowing a machine to perform tasks in a way similar to a human performing them. Its main goal is to give machines the ability to process information and make decisions based on that information, in the same ways humans do. However, the science and the industry of AI are far from being fully explored and developed. AI is becoming increasingly prevalent in many applications; it is not going to completely replace human operators. In the long run, AI is expected to enhance human abilities and be the dominant technology of future libraries.

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Information Technology, Hardware, Library automation Technology.

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This research review aims to explore the savings practices of salaried class individuals, focusing specifically on academicians, and their preparations for post-retirement life. The study investigates the various factors influencing savings behaviour, the extent of retirement planning, and the financial instruments commonly used for retirement savings. By analyzing existing literature and research studies, this review provides valuable insights into the savings practices of academicians and offers recommendations for improving retirement planning in this demographic.

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Academicians, Savings, Investment Practices, Post - Retirement Plan, Financial Knowledge

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This paper discusses about the data driven intelligence role in managing the water resources, pipelines, infrastructures, geographical and environmental conditions required for the urban water supply using information technology like Data Mining. Implementation and maintenance of the uninterrupted water supply system using Artificial Intelligence with the help of building the Data Warehouse. Focus on use cases related to solutions for the challenges in water supply management in the urban areas due to fast growing and dynamically changing inhabitation to meet the required quantity without compromise in quality considering cost indices. Optimizing the productivity and strengthening the information management is the main driving force to improve the ability to sustain the requirement, this can be achieved using GIS in Data Mining to gather the information, Data Warehouse technologies to store the data in organized way, implementation and maintenance using Artificial Intelligence technology.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Data Mining, Data Warehouse, Water Supply Management, Artificial Intelligence

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Creative Commons Attribution 4.0 and The Open Definition