Volume 9 | Issue 4 |

 Abstract

Insurance is related to the protection, every human being has the tendency to save or protect himself or his family from risks or events in future. Insurance is one kind of protection where people try to keep themselves safe from the risk or future uncertainties. Investments are both important and useful in the context of present day conditions of the economy. The descriptive based study was selected with an objective to identify the perception of investors towards Life Insurance. Various insurance related factors have been discussed in the paper. The data for the study has been collected from both primary and secondary sources. The study area is limited only to vadodara and sample size is150.

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 Keywords

Life Insurance Policies, Investors Perception, Investment, Protection of Family, Financial Security.

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

It is a perennial duty of philosophers especially African Philosophers themselves to delve deep into many of the African traditional concepts. The aim, therefore, is to critically evaluate and re-evaluate them as to make them more scientific and validating the truth contains in those concepts. Man in every era has been hunted by the terrifying possibility of total extinction as he lives in a constant presence of the inevitability of death. Hence, the Igbo concept of reincarnation project a confluence of the idea of birth, death, soul, physical world and the spiritual world vis-a-vis their interdependence as well as the desirousness of an Igbo African man to make his relationship with both the living community and the ancestral community permanent. This idea is grounded on the African concept of the inseparability of the spiritual and the material worlds. Hence, given the obvious controversies accompanying the notion of reincarnation in Igbo-African Cosmo-ontological framework, the writer articulated in this paper a philosophical appraisal of reincarnation from Igbo onto-philosophical purview. The write in order to achieve this project, employed the method of philosophical appraisal. By the time the work is accomplished, it is hoped to have realized its aim of establishing that several theories about man and nature of the universe which were once held to be established truths have today been discarded on account of being either inadequate or no longer tenable or out-rightly misleading.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Cosmology; Reincarnation; Body; Death; Immorality.

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Online shopping is the buying and selling process of goods and services carried out between customer and seller. As the world is transforming into digitalized era, more and more peoples are using internet and buying products from online. The customers can easily purchase anything from the comfort of their homes. Today online shopping has become common and that is why it is essential to make a study of online purchase, usage and perception of customers towards online shopping. The main aim of this research is to analyse the consumer perception while purchasing product or services through Amazon. For this purpose with the help of non probability convenience sampling method 201 respondents were selected and data were collected through structured, open-ended and closed-ended questions. On the basis of data analysis, it is found that most of the consumers perceived online shopping rather than traditional shopping. Most of the consumers are preferring electronics, stationery, kitchen and home items. Most of the consumers are buying because of price and easy payment.

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 Keywords

Online shopping, E- commerce, Consumer perception, Factor analysis, Segmentation

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

The chassis frame forms the backbone of a vehicle; its principal performance is to soundly carry the most load for all designed operational conditions. This paper describes the planning and analysis of auto chassis. Weight reduction is currently the most issue within the industry. during this paper, the size of AN existing vehicle chassis frame of a Eicher truck eleven.0 is taken for modeling and analysis of a vehicle chassis frame with 3 completely different composite materials specifically, Carbon/Epoxy, E-glass/Epoxy, and S-glass /Epoxy subjected to identical pressure as that of a steel chassis frame. the planning constraints were stresses and deflections. The 3 completely different composite vehicle chassis frames are sculpturesque by considering C cross-sections. For validation, the planning is finished by applying the vertical masses functioning on the horizontal completely different cross-sections. the software package used for this work is Solid works for modeling, ANSYS workbench for analysis.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Chassis frame, Composite Material, Carbon/Epoxy, E Glass/Epoxy, S Glass Epoxy, SOLIDWORKS, ANSYS

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

moratorium, non-performing assets, credit flow rates, deposit flow rates, operating efficiency, scheduled commercial banks, easy monthly installments, credit lending policies

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Antibiotics are'wonderful drugs' that fight germs. Antibiotic resistance is projected to be one of the greatest healthcare challenges of the 21st century Infection is a major cause of death in the developing world.This is mainly due to the emergence of new infectious viruses and mainly due to the emergence of antimicrobial resistance. Over time, with the bacteria becoming clearer and more consistent, the careless use of antibiotics in clinical practice has led to bacterial resistance to antimicrobial agents. Antimicrobial resistance is known to be a major problem in the treatment of infectious diseases. Antibiotic resistance mechanisms include the following: antibiotic inactivation, target modification, permeability, and "bypass"of the metabolic pathway. Determination of antibiotics of all classes (phenotypes) and antibodies responsible for antimicrobials (genetic analysis) is helpful This review article also uses the effective use of antibiotics in human and animal health to reduce resistance to germs. Evidence from the literature shows that information about antibiotic resistance in humans is still available. Therefore, the need to educate patients and the community is important in the fight against the virus.

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 Keywords

antibiotic resistance,antibiotic,bacterial infection

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Creative Commons Attribution 4.0 and The Open Definition

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Pneumonia is a life-threatening infectious disease affecting one or both lungs in humans commonly caused by bacteria called Streptococcus pneumonia. One in three deaths in India is caused due to pneumonia as reported by World Health Organization (WHO). Chest X-Rays which are used to diagnose pneumonia need expert radiotherapists for evaluation. Thus, developing an automatic system for detecting pneumonia would be beneficial for treating the disease without any delay particularly in remote areas. Due to the success of deep learning algorithms in analyzing medical images, Convolution Neural Networks (CNNs) have gained much attention for disease classification. In addition, features learned by pre-trained CNN models on large-scale datasets are much useful in image classification tasks. In this work, we appraise the functionality of pre-trained CNN models utilized as feature-extractors followed by different classifiers for the classification of abnormal and normal chest X-Rays. We analytically determine the optimal CNN model for the purpose. Statistical results obtained demonstrates that pretrained CNN models employed along with supervised classifier algorithms can be very beneficial in analyzing chest X-ray images, specifically to detect Pneumonia.

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 Keywords

Convolution Neural Networks (CNNs) , Streptococcus pneumonia

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

The aim of this paper to demonstrate a framework for school automation systems using a piece of software that is a user interface for organizing all of the school's functions and provide a wide variety of interfaces to deal with future pandemics. Every day, new technologies are emerging which raised the need to deal with innovation in information technology and the old education system. This software helps us in the management and functioning of student, faculty, staff structures. As the population of students increases, there is a large amount of information to be stored, which raised a need for a small controlled framework that can be enabled with a single click on the window to avoid paperwork. It can be used by educational institutions to conveniently store student and faculty information where it offers reliable and up-to-date information about a student's educational profession, while faculty control structures cope with a wide form of school records, consisting of instructional information, pupil records, college records, and different aid-related details. Its also helps to deal with pandemic like covid-19 which disturbed the whole education system by allowing school management to conduct remote online classes, online exam, detail updation by staff from home.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

school automation system, administration, faculty, database, school, accountant

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

saffron, Spermatophtyte, monocot, polyploid, propagated, analgesic, Tissue culture, extraction.

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Objective of this study is to find out the relationship between stress and academic achievement of secondary students. Sample comprised 450 secondary students from government and private schools of Pauri, Pauri District. Stress was assessed via their scores on a stress scale by Vijay Lakshmi and Shruti Narain. Scores for academic achievement were taken from school records. Statistical methods used were Mean, Standard deviation, Karl-Pearson coefficient correlation and t-test. Findings show that maximum students have moderate level of stress. There is negative and low correlation between stress and academic achievement of Students. There is no significant difference between stress level of girls and boys. There is significant difference in stress level of students of government and private school. There is no significant relationship between stress level academic achievements of students.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Stress, Academic achievement

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Creative Commons Attribution 4.0 and The Open Definition