Volume 10 | Issue 1 |

 Abstract

In the contemporary period of globalization and liberalization, a revolutionary approach has been welcomed in our nation with the goal of giving the female population more prominence. Due to the ongoing rise in living expenses, it is now crucial for women to participate in the economy in order to support their families. They have demonstrated their abilities not only in a variety of work roles, but also by bravely encroaching on the taboo world of entrepreneurship. In order to achieve financial independence and forge a strong position for themselves in society, women have been behaving like true entrepreneurs, taking risks, managing resources, and accepting challenges.

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Women entrepreneurs, Financial Assistance, Financial Independence

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Pd(II) - Ranitidine complex, Direct current polarography, Deford and Hume's method, Thermodynamic parameter

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This study conducts a comprehensive comparative analysis of the cost of management (CoM) across State Cooperative Banks (SCBs) in India for the fiscal year 2018-2019. Utilising secondary data from the National Federation of State Cooperative Banks Ltd. (NAFSCOB) and the Department of Cooperation, Government of India, the study aims to identify variations in CoM among different states and explore the impact of these costs on the efficiency and profitability of SCBs. The analysis includes descriptive statistics, correlation analysis, and detailed rankings based on total CoM, CoM per employee, and the percentage of CoM to working capital. Key findings indicate significant variability in CoM, with Haryana, Telangana, and Tripura having the highest costs, while Arunachal Pradesh, Nagaland, and Manipur exhibit the lowest. A strong positive correlation between CoM and profitability suggests that higher management costs can be associated with better financial performance. Recommendations for optimizing cost management include implementing cost control measures, adopting best practices from efficient states, leveraging technology, and receiving regulatory support. The study concludes that effective cost management is crucial for the sustainability and growth of SCBs, with future research needed on longitudinal trends and the impact of technological advancements.

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State Cooperative Banks, Cost of Management, Efficiency, Profitability, Cost Control

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Artificial intelligence has made a substantial impact on the banking and financial sector, and this impact is most evident in the way individuals and institutions save, move, and manage their money. It is improving and adding efficiency to banking services by giving these services a personalized touch. AI solution providers are continuously creating algorithms that allow financial institutions to analyze their customer data and offer services that are tailor-fit to each individual customer [1]. Whether the financial institution is a private bank, wealth management firm, or a retail bank, the objective of these AI-driven platforms and tools is to provide guidance and services for their clients that mimic those of a human advisor. These tools learn from historical data on client behavior, preferences, and engagement to offer financial advice that is relevant, timely, and personalized. AI is making it cost-effective to offer small-sized or younger client segments access to financial advice that has traditionally only been available to wealthier clients using in-person engagements. The client can have access to a one-to-one financial advisor and step-by-step instructions based on their personal saving and investment situation that can be monitored if there are any changes. The debt repayment advice can evaluate the interest rates and terms of the borrower's loans whether the rate of return of the investment is higher or not, can determine the cost of tax and the future investment opportunities in light of which the advice is sensible [1]. Ai is a very powerful tool in monitoring the customer and their financial goals. This solution can be used to compare the clients investments against the optimal portfolio allocation and also notify clients about any suggested actions that need to be taken within the limits of their tax implications or any law changes that affect these clients. Wealth management is currently experiencing an AI-driven boom and will continue being used to develop many more AI service applications in banking.

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AI methods, personalized banking, finance, transactions, customers, financial flow, banking services, blockchain, cryptocurrency, Bitcoin

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Costus igneus, commonly known as insulin plant, has been traditionally reported for its anti-diabetic, anti-oxidantant, anti- inflammatory, anti-proliferative, anti-urolithiasis, hypolipidemic, neuroprotective and anti- microbial activity. This review is all about anatomical and morphological investigations of Costus igneus, including its medicinal use. Secondary metabolites of this plant such as b-sitostirol, corosolic acid, diosgenin, quercetin, catechine, oleic acid show mainly anti-diabetic activity. At present finding, Costus igneus have characteristic morphological, anatomical, and proximate features that could be used to differentiate it from other members of the Costaceae family. This review article collected information using the following searching engines such as Pub Med, Science Direct and Google Scholar, etc., and mainly focused on English written documents. The present review article attempts to explore various medicinal properties of Costus igneus (insulin plant) and mode of action of all major phytoconstituents as anti-diabetic activity for advanced research purposes and its suitable formulations development in the future for the welfare of mankind.

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Insulin Plant, Diabetes mellitus, Costus igneus

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Ever since the government of India launched the Digital India campaign, there have been a lot of initiatives and schemes implemented and/or are still being implemented under what it calls "the flagship programme." Those initiatives and schemes, it seems, are for the good of every citizen in the country due to which they seem to cover every area of a citizen's welfare like financial inclusion, education, health, employment, etc. All of those initiatives and schemes have something or other to do with making sure that each and every citizen of the country is digitally empowered, thus aiming to make India a knowledge economy. With the global pandemic however having disrupted the way of life for everyone and changed it to more of a technology-reliant one, obviously because of its distancing nature, this paper specifically focuses on extensively reviewing other research articles, newspaper articles, editorials, and expert video interviews that talk about the status of digital education during the COVID-19 crisis and unbiasedly elucidating the extent to which the Digital India initiatives and schemes for education came in handy during the COVID -19 pandemic. Since this paper is all about reviewing the relevant resources, the proven methodology adopted for this study is Meta-Synthesis, a qualitative research methodology that helps arrive to a conclusion by forming an entirely new unbiased understanding about a subject.

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Digital India, Digital Education, COVID-19 impact, Online Education, e-learning.

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???? ??????? '????? ?????' (????) ?????? ???? ??????? ???? ??????? ????? ?? ?????? ?????????? ?????? ????????, ?????, ??????? ? ?????????? ??????? ?????????? ?????? ???? ??????? ???? ??? ???? ????? ???? ???????? ???? ???? ????????? ????? ???? ?? ?????? ?????????? '????? ?????' ?????? ???? ???? ???????? ????? ??????? ??? ???????? ??????????? ??????? ???????????? ????????? ??????? ???? ???? ?? ??????? ????? ????? ???? ??????? ?????????? ????? '????? ????' ?????? ????? ???????? ??????? ?????? ?????? ? ?????? ????? ???? ??? ??????? ????? ???? ?????? ????? ???????? ? ???????? ??? ???? ?????? ??? ???? ??? ????? ???????? ???? ???? ?? ???? ???? ??????? ????? ???????? ??--??? ???????? ?????? ?? ?? ??????? '????? ????' ????? ??? ?????? ?????????? ???? ??? ????????? ??? ????? ??, ? ????? ????? ?? ???? ??? ?? ??? ?? ????? ???? ?? ????? ???? ??? ??????? ??????? ????? ????? ???? ????? ?????????????????? ??????? ???????? ???? ????? ????? ??????? ??? ?????? ????? ?????? ??????? ?????? ?????? ???? ???????? ?????? ?????????? ?????????? ?????? ??? ???? ???? ????? ???? ?????? ????? ??????? ????? ???? ?????????????? ??? ?? ??????? ??????? ???? ?????; ????? ???? ?????? ?????? ?????? ??? ???? ?????? '????? ?????' ???????? ????? ???? ?????? ????; ???? ????--?????, ???? ? ???????? ?????? ?? ????? ????? ????????? ???????

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???? ??????? ????? ???? '????? ????' : ???? ??????????

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COVID-19 Pandemic broke out all of a sudden in a place named Wuhan of China. The corona virus was spread all over the planet earth within a very short time. Consequently, the physical movement of people was restrained. People lose their jobs. Millions of livelihood was at risk. The daily bread earners could not come out their homes. They were threshed and thrown into their homes. The wild life started to reclaim their lands and forest as the movement of the people was withdrawn from the public space. On the other hand, the pandemic came up with new avenues. It gave lesson how to sojourn with the corona virus continuing the pursuit of knowledge. It introduced new tools in ICT sector so that classes were conducted. Teachers took their class from home manipulating the different tools. Moreover, Black Board and Chalk were replaced by Google Meet. The Mathematics teachers who never thought of taking class without the use of chalk and Black Board were taking Mathematics class in Google Meet and in other sites. They employed new ICT based tools. Thus the old mode of teaching and learning format was changed. Mathematics teachers too adapt the new mode of online teaching. And thus the physical mode of teaching-learning format was shifted to distance teaching. The paper tries to recollect the ICT based tools which were applied in taking classes during lockdown. The paper revisits and discusses about the application of ICT tools which were applied in conducting Mathematics classes when work from home was necessary. The objective of the paper is to discuss about the different ICT tools which helped to conduct online class during corona pandemic. Precisely, the pandemic came up with crisis along with new solution in regard of disseminating knowledge. The aim of the paper is to discuss advantage and disadvantage of online teaching in the light of mathematics subject.

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Corona Pandemic, Online Mode Class, Mathematics, Advantage and Disadvantages

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Abstract Delayed onset muscle soreness (DOMS) is the phenomenon of muscle pain, muscle soreness, or muscle stiffness that occurs in a day or two after exercise. DOMS is nothing but ultramicroscopic tearing of muscle fibres which depends on the intensity and length of exercise and exercise type. It is most frequently felt during the beginning of a new exercise type. It is most frequently felt during the beginning of a new exercise program, changing the exercise routine, or suddenly increasing the intensity of the exercise routine, a number of people think that cooling down by exercising at a very slow pace after exercising more vigorously help to prevent muscle soreness; it doesn't stitching does not prevent soreness either, since post-exercise soreness is not due to contracted muscle fibers. The objective of the present studies is to find ways and means to effectively deal with muscle soreness. The application of preventive strategies and curative aspects are very good tools to prevent muscle soreness.

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Keywords: muscle soreness, Strenuous Exercise, intensity, Preventions

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While the social economic and cultural impacts of globalization remain deeply contested, there seems to be a growing consensus on the plausibility of it providing mechanisms for resolving global environmental issues. Given the transnational nature of environmental problems it is natural that the solutions offered have to be ones that surpass the jurisdiction of nation-states. By enhancing local-global relations globalization can be seen contributing towards the establishment of a sustainable society. These propositions evidently have a profound impact on green political theory, given that one of its primary objectives is to comprehend the transformation of political communities within the context of the global extent of environmental issues. One approach is to lay the groundwork for an autochthonous concept of citizenship, namely ecological or environmental citizenship. The aim of this article is to scrutinize the interconnections between cosmopolitan deliberations on citizenship, on the one hand, and green political theory's endeavours to conceive its own notion of citizenship, on the other.

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Globalization, cosmopolitanism, citizenship, rights, duties, green political theory, ecological citizenship, democracy

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Creative Commons Attribution 4.0 and The Open Definition