Volume 8 | Issue 3 |

 Abstract

Unit linked insurance plan has possibly been the single largest innovation in the field of life insurance .It has addressed and overcome many difficulties and concerns that customers had about life insurance which are liquidity ,flexibility and transparency. . They disclose all the material facts to frequent and consistent (quarterly or half yearly) These factors which gave entry for ULIP�S in the insurance market are Arrival of private of private players and were the most significant innovation done by them. Decline of assured returns in endowment plans. Besides this as the stock markets were now become the primary factor.

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 Keywords

Evaluation of effectiveness, Capital funds, Risk management

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ABSTRACT Students experience stress during their academic years. This stress is related to issues including, financial issues, health problems, social issues and academic difficulties. Stress can either negatively or positively influence academic achievement, the aim of this study is to explore the relationship between stress and academic performance of the students and identify sources of stress effecting academic performance. Problems like lack of mutual help from the class mates or batch mates, linguistic barriers, high workload, lack of interest in some of the courses, lack of healthy teacher-students relationships etc were causing a lot of stress among the college students. Persistent stress leads to low self-esteem of students, difficulty in handling different situation, sleep disorder, decreased attention and abnormal appetite which eventually effects the academic achievement and personal growth of students Academic related factors are the major cause of stress in students. It is important that students should be counseling and trained to manage stress effectively otherwise it can adversely influence their health and academic performance.

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 Keywords

Linguistic barriers, Workload, Persistent stress, Abnormal appetite

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In current time of exceptionally unpredictable business conditions it is observed that, competition is posing difficulties in procurement and improvement of human assets. Being significant and rare capacities, Human Resource (HR) is considered as a wellspring of economical competitive advantage and strength. The accomplishment of an association relies on a few factors however the most critical factors that influences the organisational execution is its human talent acquisition and retentions. HR assume a vital job in accomplishing a creative and top notch product or services in organisation. The present research endeavours to analyse and look at the effect of factors contributing towards human asset in government banks with special reference to State Bank of India. In the examination, it has been seen that the State Banks of India follow HR Practices fitting to their need customization. This is on the grounds that representative approaches straight forwardly proving an impact HR practices that, needs all factors to be evaluated and understood significantly. In contrast with Job satisfaction in the area of HR mobilization, preparing, improvement, execution of HR policies to enhance and develop worker interest during the job was studied using Factor Analysis and Regression.

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 Keywords

Human Resource, HR Practices, Acquisition, Retention, Factor analysis and Regression.

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 Abstract

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Key Words: Primary School, Awareness, Right To Education Act.

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The aim of the present study is to find out the variance explained by locus of control with respect to self- esteem among young drug abusers and non abusers. Youth is the most vulnerable section of the society that is at higher risk of becoming drug addictive. It is a time period in which they are at delicate age of their life and show higher risk taking behavior. Person with high self-esteem are more likely to have internal locus of control, while person with low self-esteem are more likely to have external locus of control and are more prone to become drug abusers. Adolescence make use of drugs to deal with stress, peer pressure, and emotional distress, if this behavior is not learned during adolescence due to infrequent exposure to risk, there may be a good chance that drugs will not be used later in life to handle distress. Self-esteem as a personality variable refers to the degree to which a person values and accepts him- or herself. Results of regression analysis show that external locus of control explains 7.90% variance among drug abusers. It can be said that self esteem among abusers can be improvised by enhancing their external locus of control.

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 Keywords

Internal and External locus of control, self esteem, abusers, regression analysis.

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 Abstract

Muradabad Janpad ke nagrik

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Muradabad Janpad ke nagrik

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ABSTRACT Objective: To determine the Statin (Fluvastatin) in pure form simple and cost effective spectrophotometric method was developed. Methods: The UV spectrum of Fluvastatin in methanol showed absorption maximum at 304 nm and obeys beer�s law in the concentration range 5-30 �g/ml. The absorbance was found to be increases concentration with increasing linearity which is calculated by correlation coefficient value of 0.998. This method was validated for the accuracy, linearity, precision, ruggedness and robustness. Results: The method has demonstrated excellent linearity over the range of 5-30 �g/ml with regression equation y = 0.022x + 0.053 and regression coefficient r2 = 0.998. Furthermore, the method was found to be highly sensitive with LOD (1.501�g/ml) and LOQ (4.550�g/ml) Conclusion: On the basis of the results, this method was successfully applied for the assay of Fluvastatin in different pharmaceutical dosage forms.

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Keywords: Fluvastatin, Spectrophotometry, Dimethyl formamide, validation.

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Autism spectrum disorder is characterized by persistent deficits in the ability to initiate and to sustain reciprocal social interaction and social communication, and by a range of restricted, repetitive, and inflexible patterns of behaviour and interests. Sensory symptoms are prevalent in autism spectrum disorder, and prevalence rates of tactile dysfunction in children with Autism have significantly to the extent of 77%. A descriptive and qualitative study on "Poor Tactile Dysfunction in Children with Autism" was carried out to study the presence of poor tactile perception and discrimination with regard to various tactile components. The Sensory Processing Disorder Checklist by Carol Stock Kranowitz (1995) has been used for this study. Data was collected from three special schools by using direct observation, parental interview, interaction with special educators and caregivers. Data were descriptively and qualitatively analyzed. Children with poor tactile dysfunction experience difficulty in motor planning and body awareness.

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Autism, Sensory Symptoms, Poor Tactile Dysfunction, Motor Planning, Body Awareness

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ABSTRACT Cold-formed steel sections are widely used for light-gauge structural beams and roof purlins due to their high strength-to-weight ratio and ease of installation on site. The commonly used profiles have a wide variety of cross sectional shapes, e.g. C, Z, �top hat� and sigma sections. Amongst these popular sections, the sigma section possesses several structural advantages, such as high cross-sectional resistance and large torsional rigidity compared with standard Z or C sections. These also have shear Center close to the web. Commercially in market, �?� sigma sections are available which are predominantly used as lightly loaded and medium span elements in roofing systems. This study aims to make the flexural member with two point loading, equally strong under compression and tension by opting suitable geometry as Cold Formed Steel has the versatility of being cast into three different sigma sections of equal cross section. The coupon test was conducted to obtain material property. Finite element analysis has been carried out using the software ABAQUS 6.14-1.The investigation has thus enabled to study the effect of dimension and position of web stiffener on the flexural behaviour and strength prediction of cold formed steel sigma section.

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Beam, Cold-formed steel, Sigma sections, Finite element and Tension coupon test

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Disaster prediction is a challenging research area, where a future occurrence of the devastating catastrophe is predicted. In the project a simpler way of detecting the occurrence of landslide and flood has been introduced. It is based on collecting WSN data and using the API�s where weather information API is used to fetch live weather details. The collected live weather of a particular place is used to predict the disaster. If there is a chance of occurrence of the disaster (landslide, flood) then an alert message is sent to the concerned authority to create awareness among people.

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 Keywords

WSN , API, Landslide, Flood

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Creative Commons Attribution 4.0 and The Open Definition